The Fund’s investment objective is to provide a return on your investment (generated through an increase in the value of the assets held by the Fund and/or income received from those assets) over the long-term (five or more consecutive years). The Fund will invest at least 70% of its total assets in other funds to gain exposure globally to equity securities (e.g. shares), fixed income (FI) securities (such as government and non-government bonds) and, on a limited basis, commodities (though exposure to commodity funds is not expected to exceed 10%). The Fund may also invest directly in equity securities, FI securities, money market instruments (i.e. debt securities with short-term maturities), deposits and cash. The Fund applies two environmental, social and governance (ESG) commitments to its selection of other funds.